Getting an auto insurance policy does not have to be a daunting task. If you read the tips below, you will see that affordable, reliable auto insurance can be easy to find. Our tips will show you the way to find the insurance that fits your personal needs and will save you the most money.
One, less well-known way to get further discounts on auto insurance, especially if you have a teen driver around who is only going back and forth to school, is to request whether your insurance offers a discount for low mileage. If you can accurately estimate the actual mileage your teen drives and report it accurately, you will pay less.
A great way for you to save money on your auto insurance is to find an all-in-one insurance carrier. If you can find a company to provide your auto insurance, homeowners’ insurance, and health insurance, you can purchase one large package and save up to 40% off of purchasing separate insurance packages.
If you have other drivers on your insurance policy, remove them to get a better deal. Most insurance companies have a “guest” clause, meaning that you can occasionally allow someone to drive your car and be covered, as long as they have your permission. If your roommate only drives your car twice a month, there’s no reason they should be on there!
If you are a new driver, the cost of driving lessons could pay off in insurance savings. Many insurance companies offer discounts to drivers who have taken a driver training course from an accredited company. The cost of the lessons often are less than the savings you will receive by taking them.
Do not bother insuring an older car with collision coverage. Your insurance provider will only give you the book value on your car. Chances are that an older vehicle might not be worth much, thus rendering the collision coverage pretty useless. Check the book value on the car before continuing with collision coverage.
If you are a part of an employee group or an alumni association, you could get a discount on your auto insurance. Ask about benefits when you join a group or an association. You should get discount with only one company, but you should still compare quotes in case there is an even cheaper or better insurance out there.
A great way to save some money on your car or truck insurance is to drive your vehicle less frequently. Many of today’s best auto insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their cars parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance.
As you can see, anyone can find insurance that will offer the coverages they need at a price they can afford. As long as you shop around for what you need and follow our tips, you will discover that acquiring auto insurance will no longer cause you to cringe.
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